The State of Arizona
One State Plan, Three Great Choices

The AFCSP currently offers an array of investment choices to meet the participants’ specific investment styles and risk tolerance through two distinct direct-sold providers and an adviser-sold provider.

College Savings Bank offers direct-sold Certificates of Deposit indexed to college costs
Fidelity Investments offers direct-sold age-based asset allocation mutual fund portfolios, static mutual fund portfolios, as well as individual portfolios
Waddell & Reed Financial Services offers advisor-sold age-based asset allocation mutual fund portfolio options.

College Savings Bank

College Savings Bank offers the CollegeSure® CD under the Arizona Family College Savings Program. The CollegeSure® CD is a certificate of deposit indexed to college costs and guaranteed to meet future tuition, fees, room and board. Additionally, the CollegeSure® CD is:

	FDIC insured up to $100,000 per depositor
	Free of enrollment fees or other management charges
	Flexible with CD maturities that range from one to 22 years so investors can choose maturity dates matched to the years during which a student will attend college.
	Affordable with multiple deposit options. You can open an account with $250 or sign up for a direct deposit program with as little as $25 per pay period.

The CollegeSure CD is a college cost prepayment product. It pays an annual percentage yield tied to the rise in college costs each year and it has a floor rate for added protection. Principal and interest are FDIC-insured up to $100,000 per depositor.

Visit www.collegesavings.com or call 1-800-888-2723 to obtain a CollegeSure® 529 Plan enrollment kit or to speak with a Client Service Representative at College Savings Bank.

Fidelity Investments

The Fidelity Arizona College Savings Plan is sponsored by the Arizona Commission for Postsecondary Education and managed by Fidelity Investments.

The Fidelity Arizona Plan offers a wide range of investment options for every type of investor, including new index Age-Based, Static and Individual Fund Portfolios, as well as an array of popular Actively Managed Age-Based and Static Portfolios. Other highlights of the plan are:

	The plan’s new index portfolios are among the lowest cost in the 529 industry, capped at 50 basis points.
	There is no annual fee
	Families can open an account with a minimum initial investment of $50, or as little as $15 per month with an automatic investment plan.
	Fidelity offers unlimited, complimentary planning and guidance services to help families save for college and other financial goals.
	Fidelity Investments 529 College Rewards® American Express® card allows families to earn 1.5 percent on all eligible retail purchases.

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Fidelity Investments is one of the world’s largest providers of financial services and is recognized by industry surveys and publications for providing some of the highest levels of customer support.

Visit www.fidelity.com or call 1-800-544-1262 to obtain a Fidelity Arizona College Savings Plan enrollment kit or to speak with a Client Service Representative at Fidelity Investments.

Click to view Fidelity Investment Options

Waddell & Reed

Waddell & Reed offers an advisor-sold plan with investment options that include actively managed mutual fund portfolios such as Age-Based Portfolios, Static Portfolios and Individual Fund Portfolios.

	The Age-Based Portfolios is an actively managed "fund of funds" diversified among three portfolios, Growth, Balanced, and Conservative, and is based on a beneficiary's college time horizon and seeks the appropriate level of investment risk for that time horizon.
	The Static Portfolio option offers the three actively managed Age-Based Portfolios while allowing the investor to stay in the portfolio with the chosen risk horizon, whether it is growth, balanced or conservative, without automatically transferring to the next Age-Based Portfolio.
	The Individual Fund Portfolio is an individual mutual fund from the Ivy Funds family. Investors may select among 17 individual mutual funds from the Ivy Funds family, including domestic and international equity funds, specialty funds, and fixed-income funds.

Visit www.waddell.com or call 1-888-923-3355 to speak with a Waddell & Reed representative.

Click to view Waddell & Reed Investment Options

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